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Showing posts from January, 2023

Real Estate Vs Fixed Deposit: Where To Invest Your Money?

Any investment should be made as per their appetite, balanced with the risk and reward model. If compared with real estate vs fixed deposit, it is a combination of low risk, medium risk, and high risk considering its term of duration and appreciation of money or money’s worth. FIXED DEPOSIT IS A SAFEST FORM OF INCOME Fixed deposit is always considered the safest form of investment with a fixed rate of returns. FDs have a lock-in period of a minimum 5 years or as per the bank standards with a fixed rate of return starting from 3% up to 7%. The appreciation of the money is fixed. FD is chosen for moderate returns among the two. FD are financial instruments that offer more ROI than any other savings from banks. FD are considered risk-free with good interest on investment as they have low liquidity and a lock-in period. However, a comparatively newer instrument called Flexi-FD allows people to go for the interest rate of an FD and liquidate. In real estate, one needs to invest with huge l...